Buying and selling a home in the Azores
The essentials of the process in Portugal, explained without rush, with the checks that save headaches.
Informational content, not legal or tax advice. Hire a trusted lawyer and accountant for your case.
Buying: the path
Buying a home in the Azores: the complete guide
From budget to deed, step by step.
Read the guideDocuments to check before buying
Tax record, land registry certificate, occupancy licence and more.
Read the guideThe promissory contract (CPCV) explained
Deposit, deadlines, clauses and what happens if someone withdraws.
Read the guideIMT, stamp duty and IMI
The taxes of buying and of owning.
Read the guideMortgages for foreigners
Residents, non-residents and what banks ask for.
Read the guideSelling: what helps
Selling your home in the Azores
Pricing, photos, documents and how to reach buyers.
Read the guideCapital gains when selling property
How the profit from a sale is taxed.
Read the guideLocal Accommodation (AL) in the Azores
Registration, zones, licences and taxes for renting to tourists.
Read the guideRenovating in the Azores: permits and works
Municipality, projects and contractors.
Read the guideFrequently asked questions
How long does it take to buy a house?
It varies a lot. From offer to deed it usually takes weeks to a few months, depending on financing and paperwork.
Do I need a lawyer?
It is not mandatory in every case, but strongly recommended to check documents, the CPCV and tax obligations.
Can I buy without living in Portugal?
Yes. You generally need a NIF and, if you do not live in the EU, a fiscal representative.
What is the energy certificate?
A document rating the property's energy performance. It is required for sale and must appear in the listing.
What is IMI?
The Municipal Property Tax (IMI) is annual, paid by the owner, and varies by municipality and tax value.