Buying a home

Can Americans, UK citizens, and Canadians buy property in Portugal?

Answer updated 18 October 2026Independent guide
Short answer

Yes, non-EU citizens can buy property in Portugal with few restrictions. You'll need a Portuguese tax number (NIF) and may need a fiscal representative. The process involves a promissory contract, due diligence, and a deed. Mortgages are available to foreigners, but terms vary. Buying property does not automatically grant residency; you need a separate visa. Always consult a local lawyer and confirm current rules with the Portuguese authorities.

General information, not legal or tax advice. Rules and amounts change: confirm with official sources.

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