Buying a home

What are the annual maintenance costs of a property (IMI, condominium, insurance)?

Answer updated 18 October 2026Independent guide
Short answer

Annual costs include IMI (municipal property tax), condominium fees if applicable, insurance, and maintenance. IMI rates vary by municipality and property value; condominium fees depend on the building and services. Insurance is essential, especially in areas with seismic or weather risks. Maintenance costs vary with the property's age and condition. Confirm exact rates with the local council and your insurer.

General information, not legal or tax advice. Rules and amounts change: confirm with official sources.

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